Medical and Dental Insurance

Medical and Dental Insurance plans

Why do we need medical and dental insurance? If you don’t have individual or group medical and dental insurance, medical bills can go up quickly. The provincial plan OHIP does not cover many medical services, such as dental treatment, massage,…

RESP- Registered Education Savings Plan

RESP Registered education savings plan

A RESP Child Plan is the best way to invest in your child’s educational future The Registered Education Savings Plan is offered by the government of Canada for the purpose of saving for your child’s higher education. With this tax-advantaged…

All About Life Insurance

life insurance

How much life insurance do I need? Click here to calculate. Or read the complete article. What is Life Insurance? This is an agreement between two parties, the policy owner and the insurer. If the insured dies, the insurer pays…

Critical Illness Insurance

critical illness insurance, list of 25 critical illnesses coverd

What is critical illness insurance? A coverage for deadly diseases such as cancer, heart attack, major organ transplant, deafness, coronary bypass surgery, etc. is called critical illness insurance. An insured receives a tax-free benefit from the insurer if diagnosed with…

Disability Insurance – that works for you.

disability insurance with return of premium

When you cannot work, disability insurance works for you. Besides being tax free, disability payments help protect your savings when you cannot earn a living. When buying a disability plan, consider‌:-Benefit Amount – The monthly amount that can be paid…

All About Term Life Insurance

term life insurance, money back term life insurance plan

What is term life insurance? A term life insurance policy lasts for a fixed period, such as 10, 20, 30 or 40 years. The best thing about term life insurance is the price, but the downside is that you will…