Why do we need medical and dental insurance?
If you don’t have individual or group medical and dental insurance, medical bills can go up quickly. The provincial plan OHIP does not cover many medical services, such as dental treatment, massage, vision, hearing, etc. So one has to pay out-of-pocket if required and buy a private medical and dental insurance plan.
How much medical and dental insurance costs?
According to a Monster Job Board survey, Canadians spend about $2,000 on medical, and about $4,000 on medical and dental. Fortunately, many companies offer medical and dental benefits to their employees. These are called benefits, and benefits help keep workers for a long time.
Let’s look at the frequently asked questions of medical and dental insurance plans.
There are two types of health and dental insurance plans.
Individual medical/health and dental insurance plans – As the name itself specifies, individual plans are for single or family. Individual plans are more expensive than group plans, but not from the annual health and dental treatment cost.
Group plans – Some companies offer on job benefits, called group health and dental insurance plans. Group plans are cheaper than individual plans, and medical underwriting is comparatively easier.
We have individual, family and group plans available, does not matter if you are looking for Manulife health and dental, SunLife health and dental insurance, green shield health and dental plan, or any other provider, we have all companies at the cheapest prices. Contact us today, let’s design the best health and dental insurance plan as per your needs.
Does the provincial healthcare cover dental treatment?
No, they do not cover dental treatment under provincial health care in most provinces of Canada. However, depending upon circumstances, limited coverage is available for low income Canadians.
Can we get dental treatment for free?
Yes, there are programs available in Ontario, such as healthy smiles, but available for a few families, those meet certain requirements. Otherwise, dental treatment is not free.
Is Health and Dental Insurance Necessary?
Insurance is a security, more coverage, better security. According to data from Monster Job Board, annually, an average Canadian spends $2000 on dental and $4000 on health and dental plan, which is way more than the cost of health and dental insurance.
Are you looking for an individual health and dental plan? We got a no obligation quote for you.