Why do we need 3 Month Waiting Period Health Insurance?
If you are entering Canada for the first time or have lived outside Canada for 182 days (212 days in Ontario), you must wait 90 days for provincial coverage and probably need 3 Month Waiting Period Health Insurance while waiting for provincial coverage. Which is commonly known as 3 month waiting period insurance.
We got a competitive plan, which will protect you from unexpected expenses and cover your health problems.
If you are a landed immigrant, or Canadian citizen returning to Canada after a long stay in abroad, you will need insurance to see a doctor in an emergency. One option is you can pay out of pocket, but Canadian healthcare system is very expensive, that is why it is hard for a new immigrant to pay the hospital bills.
How much does it costs?
The 3 Month Waiting Period Health Insurance is not that expensive, on an average, it costs around $60/Month, but the hospitalization is expensive, almost impossible to pay out of pocket. You are welcome to check for free how much emergency medical insurance will cost?. This is not only the emergency health insurance quote, it also includes pricing, scope of coverage, policy wording and a link to purchase.
Can I cancel or extend emergency medical insurance?
Yes, our providers are quite flexible, you can cancel with some reasons. Sometimes, you may need to apply for extension also, in health card delayed, or forgot to apply on time.
Can I buy visitor insurance after landing in Canada?
Yes, you can still buy it if you arrived in Canada uninsured, provided you are ready to bear some wait times.
Visitor insurance vs Emergency medical insurance for returning Canadians.
There may be a difference in duration, mostly visitors need longer coverage than returning Canadians. You can get a no obligation quote now and purchase according to your needs.
Provincial healthcare outside your home territory/province.
The provincial health care has some limitations out of the province. Some workers, such as truck drivers, out of province travelers might need an extra layer of protection. Luckily, private health insurance or emergency medical insurance is available to protect us.
For example, if you are in the province of Ontario and need access to emergency medical services, while you are physically present in Manitoba, you can get those services with the insurer.
We have special plans available, such as emergency medical insurance truck drivers, health insurance international students and temporary workers.
Contact us for package deals, or job specific plans.
Good news, now you do not need 3 Month Waiting Period Health Insurance as per this announcement.