Travelance Super Visa Insurance
Planning a journey to Canada to reunite with your family and require insurance for your super visa application? If so, Travelance Insurance is your ideal solution. This reputable insurance provider specializes in super visa insurance, offering a diverse selection of products tailored to meet your specific requirements. Travelance Insurance provides comprehensive coverage and reliable support for your super visa application in Canada.
The process of applying for a super visa in Canada can be quite intricate, but with Travelance Insurance, you can navigate through this process with confidence. Their expert team understands the unique needs of individuals seeking super visa insurance, and they are dedicated to providing personalized assistance every step of the way. From medical coverage to emergency support, you can trust Travelance Insurance to prioritize your peace of mind throughout your stay in Canada.
Who is Eligible for Super Visa?
Planning to visit Canada on a super visa? You’ll need Travelance Insurance’s super visa insurance. It’s a must-have for super visa applicants and covers emergency medical expenses while you’re in Canada.
Hey there! The Super Visa allows parents and grandparents of Canadian citizens or residents to visit for an extended period. To qualify for a Super Visa, applicants need to meet these criteria:
- You should be the parent or grandparent of a Canadian citizen or permanent resident.
- Letter of invitation required form Canadian family member, who meets the Lowest Income Cut Off for super visa application.
- Have medical insurance coverage for at least one year with a Canadian insurance company that is valid for a minimum coverage of $100,000.
- Pre medical examination for application.
- Meet other standard admissibility criteria, including not having a criminal record and being in good health.
Why do we need Health Insurance for Super Visa Applicants?
The cost of healthcare for uninsured individuals in Canada varies by services and location. Generally, individuals who are not covered under a provincial or territorial health insurance plan (such as those who are not eligible for government-funded healthcare, such as visitors, temporary residents, or individuals awaiting approval of their immigration status) may have to pay out-of-pocket for medical services. In such cases, the expenses for healthcare services can add up, ranging from routine doctor visits to emergency care and hospitalizations. Without the benefits of a health insurance plan, the financial burden of these expenses falls directly upon the individuals, potentially leading to significant financial strain. Therefore, it’s important for individuals without coverage to carefully consider their options and plan for potential healthcare costs in advance.
Here are some common healthcare costs for uninsured individuals in Canada:
- Doctor’s visits: The cost of a consultation with a doctor without insurance coverage can vary, but it typically ranges from around $100 to $200 per visit.
- Emergency room visits: Emergency room visits can be costly for uninsured individuals, with fees potentially reaching 3000 to 10,000 dollars per day depending on the nature of the medical issue.
- Hospitalization: The cost of hospital stays for uninsured individuals can be significant, potentially amounting to thousands of dollars per day, including expenses for accommodation, meals, and medical treatments.
- Prescription medications: Uninsured individuals may have to pay the full cost of prescription medications, which can vary widely depending on the type of medication and dosage.
- Medical procedures and tests: Costs for medical procedures, diagnostic tests, and other healthcare services can vary widely and may be expensive for uninsured individuals.
The cost of healthcare for uninsured individuals in Canada can be significant. It’s advisable for anyone without health insurance in Canada to explore options for coverage or affordable healthcare services.
Travelance – Best Super Visa Insurance Company in Canada
Travelance Insurance really stands out from the crowd when it comes to super visa insurance. They’ve got your back with top-notch coverage and super flexible payment plans, making it a breeze for you to get the protection you need while you’re in Canada. And let’s talk about their customer service – it’s seriously awesome. With Travelance, you can kick back and relax, knowing that your health is totally covered and any unexpected medical stuff during your stay in Canada is sorted. Don’t take any chances with your trip – go with Travelance for total peace of mind and a stress-free experience in Canada.
What is Covered?
With Travelance super visa insurance, you get coverage for various medical costs, like hospitalization, emergency medical services, prescriptions, and more. It provides peace of mind, ensuring you’re protected in case of unexpected medical emergencies while in Canada.
The Travelance Super Visa Insurance provides coverage for medical emergencies, including:
- Emergency medical benefits up to the policy amount purchased.
- Semi-private hospitalization provided.
- The maximum amount of up to CAD 10,000 for repatriation.
- Up to CAD 10000 for 30 days for prescription medication.
- Coverage provided for side-trips while visiting the country.
- Up to CAD 4000 emergency dental coverage.
Travelance Super Visa Insurance features:
- The duration of the plan is up to18 months.
- Affordable rates for families.
- 24/7 multilingual travel assistance provided.
- If the visitor decides to leave before the term ends, they will be offered a refund.
- Once the policyholder departs their country of origin, the coverage comes into effect.
- The visitor will not be charged if their policy is cancelled due to their visa being denied.
- One payment and Monthly Payment Plan.
Essential and Premier Plan
The two distinct plans offered by Travelance, namely the Essential and Premier Plan, cater to different sets of individuals with varying healthcare needs and preferences. The Essential Plan is specifically designed for individuals with good health, not currently on medications, and who are looking for a cost-effective option for their healthcare requirements. This plan provides comprehensive coverage and benefits to those who meet the criteria of being in good health and medication-free, making it an ideal choice for individuals seeking a budget-friendly option for their medical insurance.
On the other hand, the Premier Plan is tailored for visitors who are seeking enhanced benefits and may have pre-existing medical conditions. This plan is designed to offer extensive coverage, including benefits that are particularly beneficial for individuals with pre-existing medical conditions. With its comprehensive coverage and tailored benefits, the Premier Plan is a suitable choice for those who require additional coverage and are looking for tailored solutions to meet their specific healthcare needs.
Lets compare travelance essential and premier plan
| Benefits | Essential Plan | Premier Plan |
|---|---|---|
| Coverage for Pre-existing Conditions | X | Available for some conditions, for visitors up to age 79 |
| Maximum Duration | 558 Days | 558 Days |
| Emergency Medical* | $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen) | $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen) |
| Hospitalization | Included (Semi-Private) | Included (Semi-Private) |
| Services of Physician, Surgeon, In-Hospital Nurse | Included | Included |
| Ambulance | Included | Included |
| Diagnostic, Laboratory & X-Rays | Included | Included |
| Therapeutic Equipment Rental & Purchase | Included | Included |
| Prescription Medications | 30 day supply, up to $1,000 per occurrence | 30 day supply, up to $10,000 per occurrence |
| Emergency Return Home | Included | Included |
| Emergency Dental* | Injury $2,000 Non-Injury Pain $300 | Injury $4,000 Non-Injury Pain $500 |
| Repatriation of Remains | $10,000 | $16,000 |
| Cremation/Burial At Destination | $4,000 | $6,000 |
| Identification of Remains | Round-Trip Airfare + $450 Expenses | Round-Trip Airfare + $450 Expenses |
| Follow-Up Visits | One visit, up to $1,000 | Three visits, up to $3,000 |
| Emergency Paramedical Services | X | $500 per category of Practitioner |
| Visit to Bedside | X | Airfare $3,000 + $1,000 Expenses |
| Accommodations & Meals | X | $150/Day, Maximum $1,500 |
| Return/Escort of Dependent Children | X | $3,000 |
| Incidental Hospital Expenses (e.g. Television) | X | $250 |
| Return of Baggage & Personal Effects | X | $500 |
| Accidental Death & Dismemberment | X | Up to the plan limit chosen to a maximum of $100,000 |
| Coverage for Side Trips | Included | Included |
| Deductible Options | $0 (Base) $250 (-10%), $500 (-15%), $1,000 (-20%), $5,000 (-30%), $10,000 (-45%) | $0 (Base) $250 (-10%), $500 (-15%), $1,000 (-20%), $5,000 (-30%), $10,000 (-45%) |
| Waived Deductible | First $250 of deductible waived when hospitalized for 72 consecutive hours | First $1,000 of deductible waived when hospitalized for 72 consecutive hours |
| Family Rate | 2x Eldest’s Rate | 2x Eldest’s Rate |
Monthly Payment Plan Benefits
Travelance’s monthly payment plan provides customers with the convenience of making regular payments, ensuring peace of mind throughout their travel experience. Nowadays, individuals can opt for monthly payment plans for three-month trips, providing a structured way to handle expenses. Although there is a one time charge associated with these monthly payment plans, the benefits they offer make it a valuable investment. By opting for this payment method, travellers can enjoy the same benefits.
Travelance Super Visa Insurance Refund
If your travel plans change or you no longer need insurance coverage, Travelance Insurance offers a refund policy. This allows you to cancel your policy and get a refund for the remaining coverage period. This flexibility is just one of the many reasons why travelers choose Travelance Insurance for their super visa insurance needs. You can get a full or partial refund as follows.
- Super visa insurance is fully refundable, if visa denied, unable to travel, and cancelled within the cooling off period.
- It is partially refundable on early return to home country, cancel and remain in Canada, or immigration status change.
- We highly recommend reading policy wording, refund policy, for complete information on super visa insurance refund plans.
If you purchased with us, we are here to help you get the refund as per policy conditions.
Common Exclusions
While Travelance Insurance provides comprehensive coverage for most medical expenses, there are some exclusions to be aware of. These may include pre-existing conditions, high-risk activities, and certain medical treatments. It’s important to review the policy details carefully to understand what is covered and what is not.
When considering Travelance Insurance for your medical coverage, it’s essential to take into account the range of benefits provided. Beyond medical expenses, this insurance also offers additional features that cater to various needs. These coverages may include trip cancellation, baggage loss, and travel assistance services. With these added benefits, travelers can feel more secure and supported throughout their journey.
In addition to the coverage and benefits, Travelance Insurance also prides itself on its customer service and support. The company is dedicated to assisting its clients throughout the entire insurance process, from initial inquiries to managing claims. This level of personalized attention reassures policyholders that they are in good hands, making their overall experience with travel insurance more seamless and reliable.
Other Canadian Super Visa Insurance Companies
While Travelance Insurance is a top choice for super visa insurance, there are other Canadian super visa insurance companies those also offer similar products. Some of the competitors in the market include RIMI Insurance, Manulife, Allianz Global Assistance, and TuGo, among others. It’s important to compare coverage options and prices to choose the best insurance provider for your needs.
Click the buttons below to get quotes from Travelance competitors for Canadian super visa insurance.
Travelance Super Visa Insurance FAQ
If you have questions about Travelance super visa insurance, you’re not alone. Here are some common questions and answers to help you understand more about their products:
Q: Does Travelance Insurance cover pre-existing conditions?
A: Yes, travelance offers premier plans, which cover pre-existing conditions.
Q: Can I extend my Travelance Insurance policy if my stay in Canada is extended?
A: Yes, you can usually extend your policy if needed. Contact us for more information on extending your coverage.
Other Travelance Insurance Products
Travelance Insurance offers a range of insurance products to cater to different needs and budgets. Whether you are looking for basic coverage or a more comprehensive plan, Travelance has you covered. Their products are designed to provide you with the protection you need while ensuring you have a hassle-free experience while visiting Canada.
Travelance offers the following travel insurance products.
- International Student Insurance.
2. Coverage for Canadian Travellers.
3. Multi Trip Plans.
We Work with Travelance
At Insurance Broker Brampton, we work closely with Travelance Insurance to provide our clients with the best super visa insurance options. Our partnership allows us to offer competitive rates and exceptional customer service to make your travel experience stress-free and enjoyable. Contact us today to learn more about Travelance super visa insurance and how we can help you with your travel insurance needs.
Finally, we can say that, when it comes to super visa insurance in Canada, Travelance Insurance is a top choice for its comprehensive coverage, flexible payment plans, and excellent customer service. Whether you are a first-time visitor or a frequent traveler to Canada, Travelance has the products and services to meet your needs. So why wait? Get your Travelance Insurance today and travel with peace of mind knowing you are protected every step of the way.